Frequently Asked Questions

Everything you need to know about PBM Jeweller's — gold, silver, diamonds & schemes.

🏅 Gold, Silver & Quality

Yes, absolutely. All our gold jewellery is BIS (Bureau of Indian Standards) hallmarked, guaranteeing purity as per the karat mentioned — 18KT, 22KT, or 24KT. You receive a hallmark certificate with every gold purchase. BIS hallmarking is mandatory in India and we are a certified BIS dealer.
We offer 18KT (75% pure), 22KT (91.6% pure), and 24KT (99.9% pure) gold jewellery. 22KT is the most popular for jewellery in India as it balances purity with durability. 24KT gold coins and biscuits are available for investment purposes.
Yes. All our diamonds come with IGI (International Gemological Institute) certification. The certificate documents the cut, clarity, colour and carat weight of each diamond. We never sell uncertified diamonds — your investment is fully protected and verifiable.
Yes. We offer 925 Sterling Silver and 999 pure silver products including jewellery, pooja items, and silverware. All silver items are hallmarked for purity. Silver is a great option for everyday jewellery and gifting.

💰 Pricing & Live Rates

The rates displayed on our website are set by our admin panel daily based on current MCX (Multi Commodity Exchange) India rates. These are indicative rates and the final purchase price at the store may include making charges, wastage charges, and applicable GST (currently 3%). For exact pricing, please visit our store or WhatsApp us.
Prices shown on our website are indicative and calculated at today's gold rate plus standard making charges and 3% GST. The final price is confirmed at the time of purchase at the store on the day's actual market rate. We believe in complete price transparency — no hidden charges.

📋 Our Jewellery Schemes

Suvarna Lakshmi Yojana is our advance gold booking scheme. You deposit money today and the gold rate is locked at today's price. This protects you from future rate increases. It is ideal for planning ahead for weddings, festivals, or investments. Visit our store or view scheme details.
Our Monthly Savings Scheme lets you save a fixed amount every month (e.g., ₹1,000 to ₹10,000+). At the end of the scheme period, the accumulated amount can be used to purchase jewellery — and PBM Jeweller's adds a bonus contribution to your total. It's a disciplined and rewarding way to save for your jewellery needs. View Savings Scheme →
Our FD-Style Scheme offers an effective return of up to 10.5% on your jewellery purchase amount. You invest a lump sum, it grows like a fixed deposit, and the returns are redeemable as jewellery credit. This scheme is ideal for customers who want to invest and plan future jewellery purchases. View FD Scheme →
Scheme amounts are generally non-refundable in cash but can be redeemed as jewellery credit at the end of the scheme period. In special circumstances, refunds may be considered at our discretion. We encourage customers to read the scheme terms before enrolling. Contact us for detailed terms.

🔄 Exchange, Custom & Other Services

We accept exchange of old gold, silver, and diamond jewellery at prevailing market rates. The exchange value is calculated based on the current day's gold rate and the tested purity of your jewellery. Our testing process is transparent and done in front of you. We also offer buyback for PBM-purchased items with preferential valuation.
Yes! We specialise in custom jewellery design and creation. You can share your design ideas, reference images, or sketches and our skilled artisans will bring your vision to life. Custom bridal sets, personalised mangalsutras, engraved rings and unique pieces are our speciality. WhatsApp us at +91 90227 79396 to start your custom order.
We offer WhatsApp-based enquiry and quotation service. Browse our online catalogue, enquire about any item via WhatsApp, and we will share detailed photos, pricing, and availability. For purchases, we recommend visiting our store in Shrirampur for the complete experience. Home delivery for select cases is available on request.
Absolutely! We provide dedicated bridal jewellery consultation for weddings and special occasions. Our experienced team helps you choose the perfect set that matches your budget, outfit and personal style. We recommend booking an appointment in advance for the best experience. Call us at +91 93099 59398.

🏪 Store & Contact

Monday to Saturday: 10:00 AM – 8:00 PM
Sunday: 11:00 AM – 6:00 PM
For festival seasons, special appointments, or bridal consultations please call ahead to ensure personalised service. We are located on Main Road, Shrirampur, Maharashtra 413709.
Phone: +91 93099 59398
WhatsApp: +91 90227 79396
Email: pbmjewellers@gmail.com
Store: Main Road, Shrirampur, Maharashtra 413709
Instagram: @pbmjewellers  |  Facebook: @pbm.jwellers.5

Still have questions? Our team is always happy to help!

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